Long Term Care Insurance

Deciding If It’s Right for You

The need for long-term medical care is likely to affect one out of every three people over age 65. Over the past 15 years, we have found that people who can answer the following three questions with a “Yes” should seriously consider their need for long-term care insurance:

1. Do you own your home?
2. Are you in relatively good health? (No heart attacks, strokes, or diabetes in the past 5 years.)
3. If you’re married: Do you have investments and assets (not counting your home) with a value of at least $250,000? (For single persons, the threshold is $100,000.)

If you answered these three questions “Yes”… if you value your independent lifestyle… and if you want to receive medical care in your home for as long as possible, then long-term care insurance may be right for you.

Long-term care insurance is one part of a well designed estate plan. We will work with your financial and legal advisors to make sure this type of coverage will be beneficial to you and your loved ones. Contact us today for a no obligation consultation to see how long-term care can fit into your plans.


Moscato & Associates and Foresters Equity Services are separate and unaffiliated entities. 

Securities offered through Foresters Equity Services, Inc.  Member FINRA, SIPC. 

Branch Office located at 6640 Lusk Blvd. Suite A202, San Diego, CA 92121

950 Danby Road, Suite 102, Ithaca, NY is a not a branch office or an affiliated location of Foresters Equity Services, Inc.