Employee Benefits

Health Insurance for You and Your Staff

Whether you’re a sole proprietor or have a small business, we understand that one of your biggest expense items is health insurance for you and your employees. And like you, we recognize that it’s not just a cost item – it can be a valuable asset for recruiting and retaining the people that can make your enterprise succeed. Through cost-effective group medical and dental plans, as well as group short- and long-term disability coverage, life insurance and more, we can help you achieve the right balance.

We start by helping you analyze the costs and benefits of offering comprehensive packages of employee benefits. There is no “one size fits all” when it comes to designing your company’s benefits, so we work with you to design a plan that fits your company’s budget, and improves your bottom line, with any or all of these programs:


We also offer two very unique services to our employee benefit clients:


  • Complimentary subscription to Zywave: Zywave offers a wealth of information on human resources issues from health-care reform, to COBRA questions, to almost anything HR related! Our clients have given us excellent feedback on the information they’re gleaning from Zywave and sharing with their CPA and other members of their professional team.
  • Management of COBRA notifications and billing services, as well as assistance with preparation of ERISA required Summary Plan Documents are available for an affordable fee. Contact us for more information.

Contact us today for a no obligation consultation to see how we can help you design a cost-effective employee benefits package.


Moscato & Associates and Foresters Equity Services are separate and unaffiliated entities. 

Securities offered through Foresters Equity Services, Inc.  Member FINRA, SIPC. 

Branch Office located at 6640 Lusk Blvd. Suite A202, San Diego, CA 92121

950 Danby Road, Suite 102, Ithaca, NY is a not a branch office or an affiliated location of Foresters Equity Services, Inc.